You make good money—but it doesn’t always feel that way.
The balances aren’t going down. The stress hasn’t let up. And no matter how many times you say you’ll get it together, the numbers tell a different story. You’re not careless—you’re just stuck in a cycle that’s hard to see clearly from the inside.
This isn’t about budgeting harder or cutting back on everything you enjoy. It’s about finally understanding what’s working, what’s not, and what needs to shift. It’s about clearing the mental and financial clutter so you can make decisions with clarity and confidence.
If you’re ready to clean up your finances, reset your habits, and actually move forward—this is your next step.
Practical Tools to Help You Take Control of Your Money—Without Budgeting
Whether you're just beginning to get a handle on your finances or you're ready to make lasting changes in your spending habits, you're in the right place. These tools were created to support those who are tired of feeling overwhelmed and are ready to gain clarity, control, and confidence with their money.
The Money Snapshot
A simple, judgment-free workbook that helps you get a clear picture of your financial life—so you can finally answer “Where is my money going?”
Ideal for those just starting out or needing a financial reset, the Money Snapshot walks you through income, expenses, debt, and spending priorities, without requiring a traditional budget.
The Financial Journal
For those who are ready to dig deeper, the newly expanded Financial Journal offers over 250 pages of guided prompts, visual trackers, and step-by-step video support.
You’ll uncover spending patterns, create healthy financial habits, and make steady progress—all without rigid budgeting systems. It’s a supportive space to reflect, shift, and grow.
Financial Coaching
If you want personal guidance on your journey, one-on-one coaching gives you accountability and a plan tailored to your life.
Together, we’ll work on reducing credit card debt, improving your money mindset, and creating a sustainable system that fits your lifestyle, without shame, spreadsheets, or guilt.
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Money Snapshot
Free
$27.00
Free
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On Sale
Financial Journal
$20.00
$99.00
$20.00
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Individual Coaching Sessions
From $197.00
About Me
Hi, I’m Nancy Ward—a Financial Coach who helps women take control of their money without shame, spreadsheets, or complicated budgets.
I created this Financial Journal and the Money Snapshot to give you tools I wish I had when I was rebuilding my life and finances. After my own experience starting over, I realized that most financial advice skips the real-life stuff—like credit card stress, emotional spending, and the pressure to "do it all" perfectly.
My work focuses on helping high-achieving women break free from credit card debt, reset unhelpful financial habits, and build confidence in their money decisions. These tools are made to support you in that process—step by step, at your pace.
Whether you're cleaning up, catching up, or starting fresh, you don’t have to do it alone.
Let’s simplify your finances so you can focus on what really matters.